Author: Tod Long

5 Things You Need to Know About Life Insurance with Living Benefits

While every adult American can benefit from having a life insurance policy, only about 60% of people have one. There are additional benefits with life insurance that aren’t as well known to people who don’t have these benefits. You can even get life insurance with living benefits to ensure that the benefits of a life insurance […]

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How to Complete a Life Insurance Needs Analysis Before You Buy Coverage

While many people own life insurance in some form, more than half of all Americans have less than $1,000 to cover an emergency. If you haven’t been budgeting for the future or for a rainy day, you could leave your family up the creek in an emergency. Your life insurance needs analysis must take into […]

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Term vs Whole Life Insurance: What’s the Difference?

Purchasing life insurance usually begins with one key decision: Should you purchase term life insurance or whole life insurance? To answer the question of term life vs whole life, you need to know the main components of each, and how they apply to your individual circumstances. Read on as we’re detailing each type of insurance […]

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401k Rollover

Benefits Of A 401k Rollover For Retirement Planning

Benefits Of A 401k Rollover For Retirement Planning Rеtіrеmеnt planning іѕ ѕоmеthіng that all workers wоuld lіkе tо do a lіttlе bіt better. Unfortunately, thе есоnоmіс рrоblеmѕ оf recent уеаrѕ hаvе raised many quеѕtіоnѕ аѕ tо whеthеr rеtіrеmеnt wіll bе a rеаlіtу fоr mаnу. Hоwеvеr, thе good news is thаt оnе can always retire wіth […]

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Are you covered?

Do you have enough insurance?

Do You Have All the Insurance You Need? Part of your financial plan should include protecting your assets, including your possessions, as well as your income, loved ones and health-related financial concerns. Insurance isn’t very exciting, and it can certainly be expensive. But when you need it, you’ll be glad you have it. Unfortunately, there’s […]

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Pay raise for everyone!

Want a Raise?

Tips to Negotiate a Higher Starting Salary In life, everything is negotiable and starting salaries in a new position are no exception. As a knowledgeable professional, you have experience under your belt and other valuable skills that employers should be charged a premium for utilizing. Give yourself your worth by negotiating your starting salary within […]

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Get a retirement planner!

A secure and comfortable retirement is what everybody dreamed of having. And since we live longer, have healthier lives, we expect to spend more time in retirement than our old folks. So, to be able to achieve this dream, you need to plan your finances the best way you possibly can. If you think you […]

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