5 Things You Need to Know About Life Insurance with Living Benefits

While every adult American can benefit from having a life insurance policy, only about 60% of people have one. There are additional benefits with life insurance that aren’t as well known to people who don’t have these benefits. You can even get life insurance with living benefits to ensure that the benefits of a life insurance […]

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How to Complete a Life Insurance Needs Analysis Before You Buy Coverage

While many people own life insurance in some form, more than half of all Americans have less than $1,000 to cover an emergency. If you haven’t been budgeting for the future or for a rainy day, you could leave your family up the creek in an emergency. Your life insurance needs analysis must take into […]

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Term vs Whole Life Insurance: What’s the Difference?

Purchasing life insurance usually begins with one key decision: Should you purchase term life insurance or whole life insurance? To answer the question of term life vs whole life, you need to know the main components of each, and how they apply to your individual circumstances. Read on as we’re detailing each type of insurance […]

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401k Rollover

Benefits Of A 401k Rollover For Retirement Planning

Benefits Of A 401k Rollover For Retirement Planning Rеtіrеmеnt planning іѕ ѕоmеthіng that all workers wоuld lіkе tо do a lіttlе bіt better. Unfortunately, thе есоnоmіс рrоblеmѕ оf recent уеаrѕ hаvе raised many quеѕtіоnѕ аѕ tо whеthеr rеtіrеmеnt wіll bе a rеаlіtу fоr mаnу. Hоwеvеr, thе good news is thаt оnе can always retire wіth […]

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Are you covered?

Do you have enough insurance?

Do You Have All the Insurance You Need? Part of your financial plan should include protecting your assets, including your possessions, as well as your income, loved ones and health-related financial concerns. Insurance isn’t very exciting, and it can certainly be expensive. But when you need it, you’ll be glad you have it. Unfortunately, there’s […]

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Pay raise for everyone!

Want a Raise?

Tips to Negotiate a Higher Starting Salary In life, everything is negotiable and starting salaries in a new position are no exception. As a knowledgeable professional, you have experience under your belt and other valuable skills that employers should be charged a premium for utilizing. Give yourself your worth by negotiating your starting salary within […]

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Get a retirement planner!

A secure and comfortable retirement is what everybody dreamed of having. And since we live longer, have healthier lives, we expect to spend more time in retirement than our old folks. So, to be able to achieve this dream, you need to plan your finances the best way you possibly can. If you think you […]

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Getting the Family Involved with Budgeting

A lot of times when your family isn’t involved with budgeting your finances they don’t understand when times are tight. They don’t understand when you have a lot of bills due and you can’t afford to go out to eat or buy the cool short at the department store. When they think money grows on […]

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College Savings Plans for Your Kids

It’s never too early to start saving for college and your child’s ongoing educational expenses. These days, there is such a variety, it’s probably not a case of either/or so much as which investment options to include to create a tax-saving portfolio that will meet your familyís needs. Getting Started The first step is to […]

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How a ‘Health Savings Account’ Can Save You Money

A Health Savings Account is a tax-favored savings account combined with a qualifying HSA insurance plan. By allowing you to deposit tax-deductible funds into a savings account that you can use to cover medical costs, Health Savings Accounts enable you to take control of your own health care decisions. In order to qualify, you must […]

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